Sixteen commercial banks, regulated by the Central Bank are licensed and rendering banking services in South Sudan as of 14 September 2012. Six of them are foreign, three are jointly owned by nationals and foreigners, seven are national banks owned by the local people and 22 more are in the process of registration and licensing.

The following financial institutions provide financial and banking products and services in South Sudan.

Buffalo Commercial Bank  |  Equity Bank   | Ivory Bank   |  KCB Sudan Limited   | Nile Commercial Bank (NCB)  | Renaissance Insurance Company South Sudan Ltd | Sudan Microfinance Institution (SUMI)  |  

  KCB Sudan Limited

KCB South Sudan Limited was incorporated in December 2005 started operations on 6 March 2006as a wholly owned subsidiary of Kenya Commercial Bank after the signing of the Comprehensive Peace Agreement (CPA) that ended the over 20 years of civil war between southerners and the Khartoum government.

It is part of the KCB Group, which comprises of KCB Kenya, KCB Tanzania and Savings and Loan (S&L) Kenya, KCB Uganda Limited, KCB Rwanda and KCB Burundi. It is backed by the financial stability and favourable heritage of Kenya’s longest established banking organization that has been in operation for over 100 years.

The bank South Sudan has its headquarters in Buluk, Juba City. In Juba KCB has branches in Bilpham, Rock City, Juba Town, Malakia and UNMISS compound. KCB operates in all the ten states of South Sudan including Juba, Yambio, Yei, Wau, Malakal, Nimule, Torit, Kwajok, Rumbek, Aweil, Bentiu and Bor. 
Banking Products:

Personal loans and business loans

1) Deals in SSP and all major currencies:

• US dollars,
• Euros,
• Canadian dollars
• and British sterling pounds

2) customer care services

Advantages of KCB over other Commercial banks

• physical presence in all ten states
• robust Information Technology systems
• ATM in all 10 states
• Renders services to all

 Equity Bank

Equity Bank (South Sudan) is a commercial bank in South Sudan that started operations in 29 April 2009. It is a member of the private Equity Bank Group. As of June 2010, the Group's asset base exceeded US$1.5 billion.  Equity has its headquarters in Juba City with branches in the following towns:  Juba (Main Branch), Malakia, Second Juba Branch, Malakal (Upper Nile) , Yei (Central Equatoria State), Yambio Branch (Western Equatoria State), Wau Branch (Western Barh el Ghazal State), Kaya Branch (Central Equatoria State) and Nimule Branch in Eastern Equatoria State. Otheres are Malakal, Kajo-keji, Yambio, Wau, Nimule, Torit, Aweil, Yei and Bentiu.
Banking Products:

Loans, Checking, Savings and Investments

Information to be available soon.

Advantages of Equity Bank over other Commercial banks

Information to be available soon.



 Liberty Commercial Bank (LCB)

Liberty Commercial Bank (LCB) Headquarters:  Juba Eastern Pearl Business Centre, East Ministries’ Road, Opposite  Paradise Hotel.

Contacts:  P.O Box 549, Juba South Sudan.  +211977130606,  +211957130605

Banking Products

  • Sole personal accounts
  •  Business account
  •  Additional account for limited companies
  •  Club, Society, Association, Mission and NGOs accounts
  •  Non-trading partnership accounts
  •  Deposit account

Banking services

  •  Machinery finance
  •  Trade finance
  •  Swift payments/receipts
  •  Western union
  •  Standing order
  •  Bankers cheque
  •  Safe custody services
  •  Credit clearing
  •  Internet banking
  •  SMS mobile banking
  •  SME Banking


  •  Salary advance
  •  Business loans
  •  Medical laons
  •  Education a=laon
  •  Development loan
  •  Merchandising loan
  •  Banking gurantees
  •  Bidbonds, performance bonds 


  Nile Commercial Bank (NCB)

Nile Commercial Bank (NCB) Started operations in South Sudan on 27/6/2006. It has its headquarters in Juba City adjacent to the buffalo Commercial Bank.

The Nile Commercial Bank is a community based national financial institution and is the first indigenous bank operating in South Sudan. To aid the flow of finance into South Sudan, Nile Commercial Bank in March 2006 went in partnership with Stanbic. Together they offer Value Transfer Service that allows transfer of funds for organisations. Through the extensive network in Uganda, Stanbic Bank branches in Koboko, Arua, Adjumani, Moyo, Gulu, Kitgum and Kotido also serve the needs of tons close to the South Sudan Border.

The bank has its headquarters in Haile Sellasie Avenue Juba town with branches in Rumbek, Wau, Aweil, Yei, Yambio and Malakal.

Ivory Bank

Ivory Bank
Headquartered in Juba, Ivory Bank is licensed by the Central Bank Of South Sudan and founded in 1994 in Khartoum and started operating in South Sudan on the 6th August 2006.
Originally it had its headquarters in Khartoum but relocated to Juba, South Sudan in 2009. It has branches in Juba, Wau, Bentiu, Aweil, Torit, Yei, Malakal, Kaya, Rajaf, Nimule, Nassir, Renk and Rumbek.

   Buffalo Commercial Bank


Promoted by Southern Sudanese, the Buffalo Commercial Bank Plc. (BCB) has started its operations from Juba on 21 February 2008. It has branches at  Juba Market Branch, former Faisal Islamic Bank Branch, Juba Town, Juba Wau Branch in Western Barh-el-Ghazal State. Malakal Branch and other state capitals to be opened soon.      


The Main Branch, Haile Sellasie Avenue, Juba Town, Juba South Sudan.
Office: +249811820774, Mobile: +211956195162/+211923305818/+211977215978
  • Deposit Facility
  • Loans and Advances
  • BCB Internet Banking
  • BCB ATM Cards
  • BCB E-Alerts
  • BCB SMS Banking
  • Trade Finance
  • Foreign Exchange Facility
  • Remittance
  • Safe Deposit Locker

Sudan Microfinance Institution (SUMI)


Sudan Microfinance Institution (SUMI) is an indigenous microfinance institution created with USAID support in 2003 with operations in Yei and has the objective of offering financial services on a self sustaining yet efficient basis to microentrepreneurs living in Southern Sudan. SUMI has its head office in Yei, Central Equatoria State and has five other branches.

  Mountain Trade and Development Bank (MTDB)

MTDB is one of the national commercial banks in South Sudan with its headquarters in Juba Town. It started operations on 25th of January 2010. Information from the Central Bank shows that MTDB has a branch in Juba that also doubles as the Headquarters. Mountain Trade and Development Bank accordingly plan to establish branch offices in all the ten states.
P.O Box 549, Juba South Sudan, +211977130606 and +211957130605

Licensed and started operations on the 7/8/2012. It initially started as a money transfer company now plans to expand to all the ten states.

The bank has its headquarters in Juba, South Sudan. There are no known branches outside Juba.
Juba Market, Telecommunication Building
Mobile: +211956600874
Email: Fax: +2119823787
Swift transfer (inward and outward)
Foreign Trade Finance
Bankers cheque (Draft cheque)
Clearance in local and foreign currencies
Time deposit and savings account
Loans to individuals and businesses
Standing orders
Salary of public and private sectors advances


International Commercial Bank (ICB)
Headquarters Juba Town Market lane, South SudanAirport Business Center, Airport road. It is one of newest banks to join the banking industry of the new nation-South Sudan.
Landline: +211959777781/82/83
Working hours
Monday to Friday
Sunday and public holidays:
Banking products/services:
Business accounts, Current accounts, savings accounts, prestige accounts, quick cash ATM, Letter of Credit letter guarantee
Banking services:
Swift transfer-inwards and outwards, bankers’ cheque-local currency, salary processing-local currency, check books and ATM.
Other Services:
A dedicated accounts manager for business and prestige accounts, international SWIFT Transfers (all major currencies, competitive FOREX rates, cheque book and ATM cards issuance within 48 hours, specialized bulk tellers, ample customer car parking space and instant deposits and withdrawals.



Afriland First Bank
Is a partly national and foreign bank with its headquarters in Juba and yet to expand its branches. It is licensed by the central bank and started operations on 14/5/2012.
Its other details are yet to be availed.

Stanbic Bank
Is a division of Standard Bank, a member of the Standard Bank Group, based in Johannesburg, South Africa. It started its operations in Juba 29/3/2012 and has 1 branch in Juba Town.

Qatar National Bank
Qatar National Bank
Is a foreign bank that started operations on 1/11/2011.  It has only a branch in Juba Town. 

 The Commercial Bank Of Ethiopia
The Commercial Bank of Ethiopia
The bank started operations on 29/4/2009. The bank has its headquarters in Juba Town with a branch in Malakal-Upper Nile State.
Agricultural Bank
Registered but not licensed to operate

Charter One Bank
Charter One Bank
Started Operations In South Sudan on 21/06/11.                                                                                      

Agricultural Bank
Agricultural Bank
Registered but not licensed to operate                                                                                                  

At least 22 more banks are in the process of Registration with the Central Bank. These include the following:
Blue Nile Mashrag, 2) African National Bank, 3) Dubai Bank, 4) Tembo Bank, 5) Global Empire Bank, 6) Kiik Bank, 7) Eco Bank, 8) Mama Bank, 9) Global Commercial Bank, 9) Jubilee Bank, 10) Credit National Bank, 11) National Bank, 12) Heirs Bank, 13) Bai Investment Bank, 14) Ebony Commercial Bank, 15) Equatoria Bank, 16) Family Bank, 17) National Bank Abu Dhabi, 18) Regent African Bank, 20) Axim Commercial Bank, 21) New Sudan Bank and 22) Ramciel National Bank. 
Central Bank of South Sudan:
This is the Central Bank of the Republic of South Sudan which was established in July 2011 by a presidential decree. The bank is fully owned by the Government of the Republic of South Sudan. It replaced the semi-autonomous the Bank of Southern Sudan that served between February 2005 and July 2011.
The bank maintains its headquarters in the Juba City with branches in the towns of Wau, Yei and Malakal.
Organization and Governance
The CBSS is headed by the Governor of the Bank of South Sudan. The Bank is the only institution that is constitutionally mandated to issue the South Sudanese pounds, the local currency of the new nation.
Main functions of the Central Bank of South Sudan (CBSS) are:
  1. To ensure price stability, maintain exchange rate stability and efficiency of the banking system and to issue the currency in various denominations and organize, control and supervise the same;
  2. To formulate and implement monetary policy depending in the first place on the market mechanisms in such a way as may achieve the national objectives of the national macro economy, in consultation and coordination with the concerned the minister;
  3. To organize, monitor and supervise the banking business and to work toward promoting, developing and raising its efficiency in such a way so as to achieve balanced economic and social development;
  4. To act as Government's bank, as well as its advisor, in the monetary and financial affairs.
  5. To abide in the discharge of duties, achievement of the objectives, exercise of the powers and supervision and control over the dual banking system, by the ordinances of the Islamic Sharia and the conventional banking customs.



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